Personal Finance

Excel Budgeting Template for Beginners: Take Control of Your Money

If you don’t like reading, just download the excel budgeting template here. Do you know the key to financial freedom? Hint: it’s not having lots of money. If you look at lottery winners, they are twice as likely to declare bankruptcy compared to the national average. The key to financial freedom is budgeting (with an Excel template in this case). Having a budget shows you exactly where your money goes and where it should go. …

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Simple Personal Budget Calculator

Use this personal budget calculator to see how much money you should be spending according to Dave Ramsey’s site. Just type in your take home income (per month, per year, doesn’t matter). The calculator will show you where your money should be going. If you want to keep track of this info in a budgeting sheet, check out my free Excel budgeting template. Feel free to click around my site for more budgeting, saving, and …

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7 Unconventional Ways to Save Money in College

When I was in college looking to save money, I got sick of seeing the same generic, no-brainer advice. Eat out less. Stop buying Starbucks coffee everyday. Don’t go on shopping sprees. Cut cable. Wow, of course! Why didn’t I think of that? (sarcasm). Maybe you are thinking the same thing. So here are 7 unconventional ways to save money in college that I’ve personally used myself. 1. Plan Ahead If there’s anything to take …

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