Is it ethical to invest in the stock market? For most stock investors, this might be a question that never crossed their minds. Putting your money in stocks has become such a common and almost standard way of investment, people would hardly relate it to “ethics”. Even when ethics is brought into the discussion on the stock market, what does “ethics” even mean? Does that refer to companies that are somehow breaking the law? Is …
Diversification. If you’ve done some investment, even as a beginner, you’ve probably seen this word thrown around a bunch of times. Maybe you’ve settled your investments on your S&P index funds or Dow Jones index funds as your “diversification” and called it a day. While it’s true that these funds offer convenient diversification for your investment portfolio, there’s a huge area you might be overlooking: the international market. According to the MSCI All World Index, …
Read moreHow Much Percent Of Your Portfolio Should Be International Stocks?
Many people who get into stock trading quickly start hearing about day trading as an easy way to make money fast. Just a few clicks and a few minutes of looking at stock charts and you can instantly be $1,000 richer (supposedly). There’s only one thing stopping you: the pattern day trading rule. Long story short, this rule sets a minimum equity requirement on day trading accounts of $25,000 and a limit on the margin …
Can’t wait to get back into the market after selling off your stock? You better watch yourself before making your next investment. You could be missing out on some tax benefits if you get back in the market too quickly. So how long do you have to wait before you can buy a stock after selling it? Here’s the short answer: Technically, you don’t have to wait any time at all if you want to …
Read moreHow Long Do I Have To Wait To Buy A Stock After Selling It?
Savings bonds are a really old-fashioned form of investing. You can buy savings bonds now and earn a fixed interest rate for a long period of time at little to no risk. A virtually guaranteed return on investment. This is as conservative as it gets when it comes to investing. If you’re reading this, I’m guessing you’ve probably discovered an old, expired savings bond that you’ve completely forgotten about until now. Or maybe you saw …
Read moreDo You Have To Cash In Savings Bonds When They Mature?
Stocks are a great way to invest your money. At an average rate of return of 12% per year, it’s no wonder so many people have taken an interest in trading stocks. But if there’s one thing to watch out for when it comes to stock investing, it’s taxes. At tax rates ranging from 0-37%, you need to make sure you’re making smart choices when buying and selling your stocks. That leads us to your …
Read moreDo I Have To Pay Tax On Stocks If I Sell And Reinvest?
I get it. You heard about buying dividend stocks as a way to get some passive income. Now you’re wondering how long it’s going to take to get your next payout. Or maybe you’re wondering what’s the minimum time you need to be a shareholder to qualify for the dividend. That’s something I wondered about when I first heard about dividend stocks. Here’s the short answer: The length of time you’ve held onto a stock …
Read moreHow Long Do You Have To Hold A Stock To Get The Dividend?
Summary: Building an investment portfolio involves determining your risk tolerance and investing in assets accordingly. If you’re risk-averse you want to invest more in cash equivalents and bonds. If you have a high risk tolerance, you can put more of your investments in stocks. The rest of this post will tell you the specifics. Investing intimidates a lot of people. In fact, about 65% of young adults (aged 18-39) thought investing was scary or intimidating. …
Read moreHow to Build an Investment Portfolio for Total Beginners
When I landed my first job out of college, I didn’t know much about retirement investing. I’ve heard about 401(k)s and IRAs, but to be honest they just sounded like something people in their 40s should worry about (spoiler alert: it’s actually something you need to worry about right now). I knew it was probably important, but didn’t know quite enough to know why. According to data from Fidelity, you most likely are in the …
Read moreRetirement Investing for Beginners: the 401(k) and IRA Explained
Do you want to start investing in your future but don’t think you have enough money? Then look no further, this post will show you 10 easy ways you can start investing as a broke person even if you have little money to invest. I think when a lot of people hear the words “investor”, they think about guys in suits on Wall Street making calls over the phone involving millions of dollars. There are …
Read more10 Easiest Ways to Invest with Little Money as a Broke Person