Joe WongWith the virus situation going on and everyone staying at home, I’m guessing a lot of people have been looking into starting their own home business. One of the biggest advantages of starting a home business is low overhead and startup costs. You don’t have to rent out a location to run your business (usually) and you have a much bigger online audience you can reach out to. This means there’s high potential for bigger …
Summary: To budget for your road trip, plan ahead and don’t eat out that much. Tip: Order some Huel for cheap, healthy, and convenient meals for the road. Download my spreadsheet to make budget planning easy and organized. When I think about a road trip, I think about driving for 1,000 miles with some broke college friends on a low budget spring break trip for a couple hundred bucks. Reality, however, is often much different …
Summary: A credit card is a secure and convenient method of payment that can also offer benefits and rewards. There are a few factors you should consider to decide how to choose a credit card. These include APRs, qualifications, and benefits. Ultimately, choosing a credit card comes down to what works best for your particular situation. Credit cards are everywhere. You see them at the cash register. You see them as the default payment method …
Read moreThe Complete Guide on How to Choose Your First Credit Card
Growing up, I didn’t think too much of rent vs. buy a home debate. I always thought that buying a home was the epitome of reaching financial freedom. No more paying rent the rest of your life, no more random landlord rules, and total freedom to do whatever you want with your house. That’s what my parents did, so that must be the right financial move to make right? It turns out, it’s not that …
Read moreTop 10 Questions to Ask Yourself Before Deciding to Rent or Buy a Home
Do you want to start investing in your future but don’t think you have enough money? Then look no further, this post will show you 10 easy ways you can start investing as a broke person even if you have little money to invest. I think when a lot of people hear the words “investor”, they think about guys in suits on Wall Street making calls over the phone involving millions of dollars. There are …
Read more10 Easiest Ways to Invest with Little Money as a Broke Person
If you have debt for things like student loans or credit card debt, there are two ways to make progress: 1. Spend less and 2. Earn more (with a side hustle). The first one is probably what most people try first when trying to pay off their debt. Reducing your spending is definitely a good start, but there’s a limit to how much you can cut your spending. After a certain point you’ll really be …
It’s no secret. Everyone shops on Amazon. Myself included. Amazon already has pretty good prices on almost anything you can think of. Even so, there are still a few ways to squeeze out a few more dollars in savings. Here’s a list of easy hacks and tricks that I’ve found to save you a little bit of extra money. 1. Get Free Amazon Gift Cards Everyone loves Amazon gift cards, especially when it’s what someone …
I’ve been doing some thinking about money lately (who doesn’t?). Specifically about my own financial plan. I have a steady job that gives me a reliable source of income (so far, assuming I don’t get laid off soon because of coronavirus). I live very frugally in a room I found on Craigslist meant for a broke college student. My meals only cost $1 each and I rarely buy random stuff on amazon. What more can …
Read more200+ Passive Income Ideas from the Top 10 Pages of Google
I remember thinking about this question way back when I was in high school. I was getting ready to go to college to get my chemical engineering degree. After finishing undergrad, what’s next? Should I jump straight into the working world? Should I go for grad school? Or should I drop out of college and start a startup? Back then, I don’t think there were too many articles that went into detail on the value …
Read moreIs a Master’s in Engineering Worth it? The Data Says Yes
I moved to Washington about 3 months ago from California. Just like when I moved away from home for the first time for college, I had to figure out how to feed myself in my new living situation. I already had a meal plan that I used to follow from my college days in San Diego. So I was hoping to stick to my old plan at my new place in Washington. But when I …
Read moreMy Minimalist Vegetarian Diet: Super Cheap, Simple, and Healthy