Month: September 2020

Diversification. If you’ve done some investment, even as a beginner, you’ve probably seen this word thrown around a bunch of times. Maybe you’ve settled your investments on your S&P index funds or Dow Jones index funds as your “diversification” and called it a day. While it’s true that these funds offer convenient diversification for your investment portfolio, there’s a huge area you might be overlooking: the international market.  According to the MSCI All World Index, …

Read moreHow Much Percent Of Your Portfolio Should Be International Stocks?

Many people who get into stock trading quickly start hearing about day trading as an easy way to make money fast. Just a few clicks and a few minutes of looking at stock charts and you can instantly be $1,000 richer (supposedly). There’s only one thing stopping you: the pattern day trading rule. Long story short, this rule sets a minimum equity requirement on day trading accounts of $25,000 and a limit on the margin …

Read moreWhy is Day Trading Restricted

Can’t wait to get back into the market after selling off your stock? You better watch yourself before making your next investment. You could be missing out on some tax benefits if you get back in the market too quickly. So how long do you have to wait before you can buy a stock after selling it? Here’s the short answer: Technically, you don’t have to wait any time at all if you want to …

Read moreHow Long Do I Have To Wait To Buy A Stock After Selling It?

Savings bonds are a really old-fashioned form of investing. You can buy savings bonds now and earn a fixed interest rate for a long period of time at little to no risk. A virtually guaranteed return on investment. This is as conservative as it gets when it comes to investing. If you’re reading this, I’m guessing you’ve probably discovered an old, expired savings bond that you’ve completely forgotten about until now. Or maybe you saw …

Read moreDo You Have To Cash In Savings Bonds When They Mature?