$2,000 a year. That’s how much you can save if you apply these easy money saving tips at home. And that’s a conservative estimate (you can check the numbers yourself). That’s like a small raise! Sometimes small changes today can make all the difference in the long run. With these easy money saving tips, you can take your first steps towards saving big. No more excuses about living paycheck-to-paycheck or not having anything left to …
Summary: To budget for your road trip, plan ahead and don’t eat out that much. Tip: Order some Huel for cheap, healthy, and convenient meals for the road. Download my spreadsheet to make budget planning easy and organized. When I think about a road trip, I think about driving for 1,000 miles with some broke college friends on a low budget spring break trip for a couple hundred bucks. Reality, however, is often much different …
Summary: Building an investment portfolio involves determining your risk tolerance and investing in assets accordingly. If you’re risk-averse you want to invest more in cash equivalents and bonds. If you have a high risk tolerance, you can put more of your investments in stocks. The rest of this post will tell you the specifics. Investing intimidates a lot of people. In fact, about 65% of young adults (aged 18-39) thought investing was scary or intimidating. …
Read moreHow to Build an Investment Portfolio for Total Beginners
Summary: A credit card is a secure and convenient method of payment that can also offer benefits and rewards. There are a few factors you should consider to decide how to choose a credit card. These include APRs, qualifications, and benefits. Ultimately, choosing a credit card comes down to what works best for your particular situation. Credit cards are everywhere. You see them at the cash register. You see them as the default payment method …
Read moreThe Complete Guide on How to Choose Your First Credit Card